calculateAccurate Showroom Billing Tools

Kerala Gold Price & Budget Calculator

Calculate your exact showroom bill including base price, Panikooli (making charges), and 3% GST.

Live Benchmark:22K: ₹13,535/g (₹1,08,280/Pavan)
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Our Kerala Gold Assistant guides you through buying chains, bangles, rings, and wedding sets with exact Panikooli (പണിക്കൂലി) & GST.

1

Showroom Bill Calculator (Jewellery Cost Breakdown)

Purchase Details

Live Breakdown

Gold Value (Rate × Weight)₹0.00
Making Charges (@5%)₹0.00
Subtotal ₹0.00
GST (3%)₹0.00
Estimated Total
₹0.00
2

Reverse Budget Calculator (How Many Grams Can I Buy?)

Budget Calculator

How much gold can you buy for your budget?

* Accounts for 3% GST

You can afford approx.
3.32 Grams
or 0.42 Pavan
Consumer Guidance

Frequently Asked Questions by Gold Shoppers in Kerala

Important facts regarding billing, wastage deductions, and hallmarking.

How many grams are in 1 Pavan in Kerala?expand_more

In Kerala, exactly 1 Pavan (often referred to as Sovereign) is equal to 8.00 Grams of gold. Most traditional wedding jewellery, kasu mala, and thali chains are measured and quoted in Pavans.

What is Panikooli (Making Charges) and how is it calculated?expand_more

Panikooli (Making Charges + Wastage) covers the craftsmanship, gold loss during shaping, and design complexity. In Kerala showrooms, it typically ranges from 5% to 8% for machine-made plain chains and bangles, up to 14%–18% for handcrafted antique, temple, and designer wedding jewellery.

What is the GST rate on gold jewellery in Kerala?expand_more

A 3% Goods and Services Tax (GST) is uniformly levied across India on the total purchase value (Gold Value + Making Charges). On your showroom bill, this is split into 1.5% CGST (Central Tax) and 1.5% SGST (Kerala State Tax).

How does Old Gold exchange work in Kerala showrooms?expand_more

When exchanging old ornaments, jewellers first deduct the weight of any non-gold stones, enamel, and dirt. If the old gold is not BIS 916 hallmarked, a computerized melt/karatometer test is performed, and a melting deduction of 1% to 3% is typically applied.